Sell USDT to your Wema Bank account

Send your USDT to your wallet in the KWIQ app, swap it to naira (free on KWIQ) and withdraw to your Wema Bank account. 1 USDT = ₦1,332.03 on KWIQ today (11 October 2026).

How to sell USDT to Wema Bank, step by step

  1. Step 1

    Get the KWIQ app

    Download KWIQ from Google Play or the App Store and sign up.

  2. Step 2

    Copy your USDT address

    Open your USDT wallet in the app, copy the deposit address and note the network shown with it.

  3. Step 3

    Send USDT

    From your exchange or wallet, send USDT to that address on the same network.

  4. Step 4

    Swap to naira

    When it arrives, swap USDT to naira. Crypto-to-naira swaps on KWIQ are free.

  5. Step 5

    Withdraw to Wema Bank

    Choose Wema Bank as your bank, enter your 10-digit account number and withdraw.

Getting paid into Wema Bank

Wema Bank is one of Nigeria's established commercial banks. Withdrawals from KWIQ are ordinary naira transfers, so they reach your Wema Bank account like any other transfer, and you'll see them in the Wema Bank app and in your statement.

Use a Wema Bank account in your own name. It keeps things simple if a transfer ever needs to be checked, and it's what most platforms expect.

USDT to naira at today's rate

Here is roughly what you'd receive in your Wema Bank account for common amounts at KWIQ's current rate. See the USDT to naira rate page for more.

USDTYou get (naira)
10 USDT₦13,320
50 USDT₦66,602
100 USDT₦133,203
500 USDT₦666,015
1,000 USDT₦1,332,030
5,000 USDT₦6,660,150

Why not sell on P2P?

With P2P you sell to another person, who pays naira into your Wema Bank account. It can work, but:

  • You wait for a stranger to pay, and some buyers never do.
  • Fake bank alerts and payment screenshots are a common scam.
  • Payments from third-party accounts can be reversed or get your account flagged.
  • Rates and limits change from buyer to buyer.

Why people use KWIQ

  • No fee to cash out: Zero fees when you swap crypto to naira; crypto-to-crypto swaps cost 2%.
  • Fast: Trades are fully automated, so most sales are done in minutes once your deposit is confirmed on the blockchain.
  • Trusted: 100,000+ users since 2017, featured in The Guardian, Vanguard and Nigerian Tribune.
  • Support 24/7: Customer support is available 24/7 in the app and on kwiq.app.

Before you send

  • Paste addresses instead of typing them, then check the first and last few characters.
  • Send on exactly the network your KWIQ deposit screen shows. A different network can lose the funds.
  • Send a small test amount the first time you use a new address.
  • Never share your password, PIN, one-time codes or wallet recovery phrase with anyone.

Frequently asked questions

Can I sell USDT directly to my Wema Bank account?

Yes. Sell your USDT on KWIQ and withdraw the naira to your Wema Bank account. You don't need a P2P buyer.

How long does it take for the naira to reach Wema Bank?

Trades are fully automated, so most sales are done in minutes once your deposit is confirmed on the blockchain. After you withdraw, the transfer to Wema Bank is an ordinary naira bank transfer.

Does KWIQ charge a fee to sell USDT to Wema Bank?

Swapping USDT to naira on KWIQ is free. The app shows the amount you'll receive before you confirm.

Which USDT network should I send on?

USDT exists on several networks (for example TRC20, BEP20 and ERC20). Pick the exact network your KWIQ deposit screen shows for the address you copied: sending on the wrong network can lose the funds.

What is the USDT to naira rate today?

1 USDT = ₦1,332.03 on KWIQ today (11 October 2026). Rates move during the day, so check the app before you sell.

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